Deterministic estate modeling for financial advisors.
Show clients exactly what will happen with transparent, defensible calculations—without spreadsheets or guesswork.
Advisor Case Snapshot
What advisors see in RiGEL.
- Multi-jurisdiction estate files
- Deterministic fairness modeling
- Minutes to run a compliance-grade check
Every number traceable back to CRA/IRS rules.
How advisors work in RiGEL
Intake & organize
Upload documents or enter structured data. RiGEL builds a clean estate profile instantly.
Model scenarios
Model every family scenario in minutes. Gift vs. inherit. Equal shares vs. fair-after-tax. Multi-heir distributions. Advisors can evaluate options instantly using deterministic CRA/IRS logic — no spreadsheets, no manual cross-checks.
Validate with trace
Review every number with a transparent, step-by-step calculation trace.
Deliver outputs
Executor-ready packages for smooth settlement. Advisors can export step-by-step guidance that executors can follow to settle estates faster, with fewer review cycles. Includes calculation traces and legislative references. With secure, access-controlled portals, advisors can give families read-only clarity on values, scenarios, and recommendations — without emailing spreadsheets or sensitive files.
Why advisors choose RiGEL
Deterministic estate engine
Same inputs → same outputs. Every scenario traceable, transparent, and CRA/IRS-aligned.
Audit-ready reports
Clear estate summaries and calculation traces your compliance team (and clients) can defend.
Reduced modeling time
Run complex estate scenarios in minutes—no spreadsheets or manual cross-checks.
Client confidence & clarity
Clarity your clients can trust. RiGEL generates visual outputs that help advisors explain probate, tax, and distribution outcomes in plain language — so families understand the estate without confusion, guesswork, or disputes. Advisors can walk clients through after-tax totals, fairness comparisons, and scenario differences with complete transparency.
Complex clients
Cross-border estates
Dual-citizen beneficiaries, U.S. filings, foreign assets, treaty tie-breakers—modeled deterministically.
Indigenous estates
Section 87 exemption logic with explicit, rules-based handling and a clear audit path.
Multi-heir fairness modeling
Prevent disputes before they start. RiGEL highlights inequities and after-tax differences across heirs, helping advisors surface issues early and guide families toward decisions that feel equitable and defensible.
Compliance logs + deterministic validation
Every scenario includes a full calculation trace with references to CRA ITA 70(5), IRS Pub 559, Section 87 Indian Act, treaty logic, and provincial probate statutes.
Calculation Trace
Deemed Disposition
CRA ITA 70(5) → ACB: $500K → FMV: $1.2M → Taxable: $700K
RRSP Rollover
CRA ITA 146(8.8) → Spousal transfer → $0 taxable
Cross-Border
IRS/Canada Treaty Art. XXIX-B → Treaty tie-breaker → Canadian resident
Compliance Checkpoints
Section 87 Exemption Verified
Indigenous property on reserve → $0 taxable. Trust structures with mixed beneficiaries (status/non-status) handled deterministically.
Provincial Probate Calculated
Ontario Estate Administration Tax: $14,500
Cross-Border Compliance
IRS Form 706 required → Treaty credit applied.
Scenario Validation
Every calculation is validated against current legislation. No probabilistic estimates. No black boxes. Guaranteed reproducible outputs.
Legislative References
CRA ITA 70(5), CRA ITA 146(8.8), IRS Pub 559, Treaty Art. XXIX-B.
Audit-ready PDF
Complete calculation trace exportable for internal and external review.
Reproducible Results
Same inputs = same outputs, every single time.
Time savings that turn into revenue.
Advisors using RiGEL reduce estate modeling time by 70–90%. That means faster projections, more clients served, and more value per hour.
100–120
HOURS SAVED PER ADVISOR PER YEAR
Manual compliance verification eliminated. Deterministic engine handles calculations instantly.
$20k–$40k
FREED CAPACITY PER ADVISOR PER YEAR
Reclaimed time that can be reinvested into higher-value work and new client revenue.
80–100 → <30
HOURS PER COMPLEX CASE
Complex, multi-jurisdiction scenarios move from 80–100 manual hours to <30 minutes in RiGEL.
Coming Soon: Advisor Case Studies
Real-world examples of how RiGEL's deterministic compliance engine transforms advisor estate planning workflows.
Cross-Border Family Estate
Advisors handling dual-citizen families with assets in both Canada and the U.S. use RiGEL to model treaty tie-breakers and cross-border tax implications deterministically.
Full case studies are in development.
Indigenous Client with Section 87 Assets
Advisors serving Indigenous clients use RiGEL to apply Section 87 exemption logic consistently, with full traceability for compliance and client trust.
Full case studies are in development.
Multi-Heir Fairness Modeling
Advisors modeling estates with multiple heirs use RiGEL to compare after-tax outcomes and identify hidden inequities before they become disputes.
Full case studies are in development.
Ready to serve clients with clarity and confidence?
Book a demo and see how RiGEL gives advisors defensible, deterministic estate calculations that clients understand—and compliance trusts.