Compliance Infrastructure Built for Estate Complexity

This page is for compliance, risk, and governance teams evaluating RiGEL as estate-planning infrastructure.

RiGEL's deterministic CRA/IRS engine brings audit-ready precision to estate planning, executor workflows, and governance decisions. Every calculation, workflow step, and rule application is traceable, versioned, and compliant by design.

Trusted by advisors, enterprises, and Indigenous governments who require regulatory-aligned, defensible estate outputs.

A Deterministic Estate Engine, Not a Calculator

RiGEL replaces spreadsheet drift and calculator variability with a deterministic rules engine that applies CRA/IRS logic, jurisdiction overlays, and Section 87 provisions with full transparency. The same inputs always produce the same outputs — no advisor-to-advisor variance, no silent assumptions.

Rules Engine Layer

Deterministic application of estate tax, probate, distribution, Section 87, and cross-border logic. All rule sets are versioned and traceable.

Workflow + Executor Layer

Guided estate flows with timestamped steps, approvals, and audit evidence. Executor mode standardizes estate administration across advisors, HR teams, and governance offices.

Vault + Data Governance Layer

Structured data model, encrypted document vault, and event logs. Supports internal audit, external regulators, and Indigenous governance requirements.

CRA/IRS Logic Applied With Zero Variance

Traditional tools are calculator-based — they produce approximations and advisor-specific outputs.

RiGEL is deterministic:

  • •Same data → same rule applications → same outputs
  • •CRA/IRS logic encoded explicitly
  • •Multi-province probate schedules
  • •Cross-border overlays
  • •Reserve-based Section 87 logic
  • •Actuarial tables + timeline logic
  • •Transparency into every assumption

Rule Trace Example

  • •Asset classified → province identified
  • •Probate calculation → fee schedule applied
  • •Tax implications → rule chain referenced
  • •Section 87 → eligibility criteria evaluated
  • •Distribution summary → algorithmic, not subjective

Every rule is visible, exportable, and reviewable.

Built for Cross-Province and Cross-Border Estates

RiGEL centralizes estate logic across:

  • •All Canadian provinces
  • •CRA federal layers
  • •IRS estate tax determinants
  • •Canada/US cross-border interplay
  • •On-reserve / off-reserve Section 87 handling

No more reconciling province-specific spreadsheets or external calculators.

Enterprise and governance teams gain confidence that every estate is evaluated with consistent, regulator-aligned math.

Deterministic Section 87 Logic with Complete Audit Trails

Indigenous governance offices rely on RiGEL to:

  • •Apply Section 87 rules deterministically
  • •Distinguish on-reserve vs. off-reserve property
  • •Document decisions used in program eligibility
  • •Maintain defensible audit trails for internal/external review
  • •Support Nation-level governance consistency

"RiGEL ensures fairness, transparency, and consistent application of Section 87 logic across all staff and all cases."

Executor and Estate Workflows With Built-In Governance

RiGEL includes a guided estate administration system designed for advisors, trust teams, HR programs, and governance officers.

Key Features:

  • •Task lists aligned to estate complexity
  • •Required steps enforced and logged
  • •Timestamps for all activity
  • •Beneficiary + executor communication tracking
  • •Multi-staff workflows with approvals
  • •Export-ready documentation for audits or disputes

This layer eliminates ad-hoc checklists, scattered documents, and unstructured email-based processes.

Evidence-Grade Security and Data Integrity

RiGEL's vault is engineered for estate-sensitive data:

  • •AES-256 encryption
  • •Role-based access control
  • •Multi-factor security options
  • •Data lineage + event logs
  • •Structured asset + liability models
  • •Will/codicil/trust deed-aware document model
  • •Secure export trails for internal audit

This meets the needs of:

  • •Financial institutions
  • •HR/benefits programs
  • •Indigenous governance offices
  • •Multi-office advisory firms

Audit-Ready by Design, Not Afterthought

Every scenario and workflow includes:

  • •Rule-level trace
  • •Version history
  • •Data lineage
  • •Sign-off logs
  • •Rationale annotations
  • •Document chain-of-custody
  • •Exportable evidence package

Compliance, legal, and risk teams gain full visibility without slowing down advisors or staff.

Integrated Into Existing Institution Controls

RiGEL supports integration points for enterprise workflows:

  • •SSO / SAML
  • •User provisioning
  • •Document storage and ingestion
  • •Internal review systems
  • •Risk and compliance data pipelines
  • •HR program tooling (for employee estate-support events)

The engine fits cleanly into existing enterprise and governance controls.

See How RiGEL Replaces Estate Variability With Determinism

Whether you're an advisor, an enterprise team, or a governance office, RiGEL provides the infrastructure needed to eliminate variance, strengthen compliance, and modernize estate workflows.

Talk to Our Team